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vicktor etchart

Vicktor Etchart

Etchart Consulting Group

In partnership with RE/MAX Gold
DRE #-01291697

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Cell: 559-681-8976
Office: 559-321-6040

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SOLARIf You Think For A Moment That Solar Power In Your Home Is As Simple As Sign Here And It will Reduce Your Electric Bill, Think again. There's A Lot To Consider.

Before embarking on an installation, a homeowner should assess whether their house gets enough direct sunlight. Then there are the pros and cons of buying versus leasing. Buying the equipment can cost between $10,000 and $50,000 depending on your needs and the complexity of the installation. But once you recoup your expenses, everything else is profit. Taking advantage of rebates and tax breaks, such as the federal tax credit that can lower your cost expires at the end of 2016. By leasing you avoid the upfront costs but typically sign a 20-year contract BUT there are many other consequences that may change your mind about leasing and just go for purchase instead. Here are some considerations against leasing.

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City of Clovis, CA

Clovis is located in Fresno County in California. According to research from ClovisRealEstateAgents.com and city data the Clovis population as of 2015 is 95,631.


The median age of the population is 35.3 years compared to the overall California median age of 35.7 years.
33. 51.5% female and 48.5% male. Married 60%, Single 40%. The mediam income of household is $61,877. The projected job growth over the next 10 years is 29.46% Education figures show 92.4% High School and 7.6% College graduates.

The estimated household income in 2013 was $65,095 compared to $60,190 for the state of California.

Median home values in 2013 was $250,500 compared to the mediam home value in California of $373,100 dollars. The median gross rent in 2013 was $1,074.

Clovis CA is the home for top 10 rated schools in the nation. The Clovis Unified School District consists of 47 schools. The national school rate is 63 compared to Clovis city rate of 77.

Clovis CA offers many fun things to do and promote the American dream area to live.

Antique shops browsing and Farmers markets.

Water Parks.

Close proximity to Sierra National Forest parks such as Yosemite, Kings Canyon and Sequoia National Parks. Lakes, Camping and Hunting.

City of Fresno, CA

Fresno is located in Fresno County in California. The median income in the city is $42,015 and the median home value is $180,100. City of Fresno, CA

Fresno is located in Fresno County in California. The median income is $42,015 and the median home value is $180,100. The population is 29% White, 7% Black, 12% Asian and 1% Native American or Native Hawaiian. 5% identify as another race or ethnicity, or two or more races. 46% of residents are of Hispanic or Latino origin.

Rent prices in Fresno CA are 273.79% lower than San Fransico CA.

The median home value in San Francisco is $896,740 according to the California Association of Realtors C.A.R. San Francisco home values have gone up 13.6% over the past year and ClovisRealEstateAgents.com predicts that prices will rise 3.7% higher in 2016.

The median home value in Los Angeles is $405,260 and values will continue to go up 2.5% over the next year.

In comparison, the median home value in Fresno CA is $193,020.

Rent Prices in Fresno CA are 97.62% lower than Los Angeles CA.

Contact ClovisRealEstateAgents.com for more information regarding moving to Clovis California and live your California dreaming in a modern, small and safe community to race your family or open your business. Clovis-California is the gateway to Yosemite National Park.

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TINY HomesA tiny house was displayed at Fresno City Hall last January 14th to celebrate the fact they are now legal in the city. Fresno will allow the homes on wheels to be placed in the back yards of most homes. However, they must be put on lots of at least 6000 Sq. Ft.

The houses can be use for additional family members, or even rentals. City Mayor Ashley Swearingen stated “We are the first city in the nation to actually write into its development code authorization for tiny homes. This is a hot new trend in the housing market.”
The house displayed in Fresno CA was made by the Tiny House Company in Fresno and they expect to start taking orders in Fresno soon.

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taxes graphWe all complaint about paying taxes. Most complaint about that government, this government, your government, my government. The truth is that people pay voluntarily to keep their nation, city, burrows , clean, safe and organized. We take pride in our communities and to keep them the way we want them for ourselves and our families we pay taxes. The challenge to this notion comes when the elected officials that we put in charge to do just that, include their agendas on top of ours and their agendas become more prevailing than ours.

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What Is Real Estate?

realestate assetReal estate is a long-term asset

The average value appreciation on real estate assets isn’t really all that high — typically 2 percent to 3 percent per year, which is nothing special when investing.

In addition, transaction costs on investments of any type can significantly reduce one’s wealth if not done correctly. Investing in Real estate has unforeseen costs aside of the initial purchase cost. Expenses such as transaction costs, renovations, remodeling, holding period costs, repairs, and escrow and commissions. These expenses could eat 20 percent to 40 percent of your invested equity. That’s money you won’t have when you retire.

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Independent Financial Researchers Hans Parisis Of Newsmax Predicts That Investors Must Be Prepared For The 'Unthinkable'

washingtonThe FOMC’s statement (as well as its economic and policy path projections) and Fed Chair Janet Yellen's press conference have the potential of moving markets.

It has been interesting to see how since the March policy path expectations markets have showed a more dovish stance than even the FOMC’s so-called “fifth dot” expectations. 

By using the dovish “fifth dot approach, we see in March Fed funds rates were expected in the 2.50 to 2.75 percent zone by the end of 2017, while markets, by using the overnight indexed swap (OIS) for overnight unsecured lending between banks (the federal funds rate), we see expectations in the 2 percent zone.